Are you starting to notice some discoloration on your roofing shingles? This is caused by Algae growth and will happen in any hot and humid environments. Last summer our weather in Evansville provided plenty of opportunity for Algae to thrive on the roofs of our homes.
All home owner policies are different, but this article will help explain what questions to ask to find out what, if any roof damage is covered by your insurance policy. The best way to know for sure, is to call your agent and ask what aspects are covered, from vandalism, to fires, or acts of God like tornadoes or hail.